The Budget is done. The annual state of the union (more on that story in September) is complete and with all the rabbits running fast from the Chancellors speech on Wednesday there was a lot to digest or even dream about.
One of the biggest questions yet to be fully answered for the 21st century just got a little harder. The question is how are we going to pay for our increasing years of old age and potential poor heath in our later years? The Government now says that you and me can now be trusted with our pension pots. We can invest it, spend it, by a Lamborghini, put it all on red or black or even take it racing and bet it on the 3.40 at Kempton Park. Oh what fun. The reality is very different. Your pension pot, should you have one, has to pay the bills you pay now, but without a monthly income from the work you do. If not there is a state pension of £145 to come and, err, that’s it.
Here is the reality. The number of people living in the UK aged 100 increased by 73% in the decade to 2012. The Office for National Statistics say that in 2012 there were 13,350 centenarians living in Britain, up from 7,740 in 2002. Life expectancy in Britain has reached its highest level on record for both males and females and a newborn boy could live 78.7 years, a girl for 82.6 years, if mortality rates stay the same. They won’t. They will get better.
It gets worse. A man aged 65 in the UK now could expect to live for a further 18.2 years, a 40% increase on the 30 years ago while a 65-year-old woman could carry on for 20.7 years. Many years to pay for and will that be living or just existing? Who is going to pay for these years? You? The state? Your children? The tooth fairy? Probably it’s a combination of all of the above and more.
One reality is that we are all in this together and we all need to plan how we are going to pay for it. Working longer is one certainty and this already happening with over one million over the age of 65 now in full-time employment and 300,000 over 70 still working. Those numbers will grow and, in reality, it’s the way it was generations back. You worked, you retired, you had a few years of retirement, then you died. 20 plus years of doing nothing is, frankly, just not possible and we all need to grasp this and plan accordingly.
While on the subject of ‘all in this together’ one other thing sticks out from this years budget and the Her Majesty’s Oppositions response. By 2015 over 3 million will pay no income tax at all yet the bankers bonus could pay for everything if it were taxed more. This seems so simple; to tax the rich more so that those who don’t have the earnings don’t have to pay anything.
Here are my two questions. If the top 1% of earners pay one-third of all the income tax taken in the UK how much more should they pay? And with 3.2 million paying no income tax from 2015, just how many bankers and their big bonuses are there? The Pensions Minister couldn’t answer that question from me this week. Can anyone?
If we really are all in this together and we all use the NHS free at the point of delivery, education free to all and a vast range of public services freely shouldn’t we all pay for it and not just rely on the middle or top earners to pay the majority?
Maybe we are just all in it, but not together.
Immigration. It’s a complex word that strikes a deep chord, gets the media in a tangle and makes politicians worry about what they can say, or don’t say.
At the last general election in 2010 it was the third rail of British politics. Touch it and you will die. Bigotgate anyone? Ask Gordon Brown about immigration and see his jaw lock, as only it can. This year and the next general election this will and must change.
It is a painful reality that, as part of he EU, we have freedom of movement around the 27 member states and they do here. So we can no more pull up the UK PLC drawbridge and lock the doors with a sign on saying ‘No Vacancies’ than Spain can do the same to us. Maybe Spain, Greece, France, Portugal would like to send back all those British expats living in those warmer European climbs? Freedom of movement is a central plank of the EU and, without it, the whole project will fail. So for the UK not to be part of this fundamental part of the EU means we are out, even before you get be asked if you want to be in or out in 2017. It is a shame that the bill that would have made that law has now died a painful death at the hands of our noble lords. That is politics for you.
This last week has seen the Prime Minister commit again to ‘tens of thousands’ of net immigration just as parliament got itself into a total tis over the Immigration Bill. The sight of our Home Secretary having to sit on her hands and abstain on an illegal amendment to the bill shows how difficult this whole issue is, even for our law makers and party leaders.
So is it racist to debate immigration? The BBC gets itself in knots over the issue, as do most national newspapers and politicians. Is it racist to want border controls? If it is then most countries outside the EU are guilty as charged. ‘I’m not being racist but … can I see your visa?’ Is it racist to expect those who choose to the UK to pay taxes, to be part of the wider community, to speak the common language and respect the laws and traditions of the UK? Is it racist to ask those who come her to be part of our culture, life, and principles? Is it racist to send home those who threaten lives or incite hatred against the wider society?
Last year the retiring Chief Rabbi Lord Sacks suggested multiculturalism creates a society where “everyone is a guest”, and went on to call for a “multi-ethnic” society not multi-cultured. In essence multicultural means many cultures rubbing along together, all trying to understand and respect each other. But what happens when things rub? Friction, heat and then worse. Lord Sacks went on to say multiculturalism in Britain has “had its day” having led to “segregation and inward looking communities”. Is he a racist for say that? Am I a racist for expanding on it?
We must stop being afraid of a debate on immigration and the many unique cultures that live in the UK. We must control our boarders, know who is coming in and out and we must stop saying ‘I’m not being racist but’ every time we dare to express a view that might offend someone. Free speech is just one of the many reasons why we are all here and free speech might just achieve a multi ethnic, broad, mono cultured society that we can all live in, happily.
This year will be dominated by three main arguments in the national news. Europe and being in or out of it, energy costs and can you afford them and your income; are you earning enough of it?
Lets ponder the last one. When have you ever earned enough? Isn’t there always someone earning more than you, maybe even doing the very same job as you, probably working less hard than you, not as deserving as you of the money they earn. Twas ever thus but now this has become political.
Labour has given this earning paradox a name and it’s called a ‘cost of living crisis’. You might call it ‘life’ because the age-old reality is that no matter how much money you have, chances are you live to your means. The painful reality for many is that this shifted in the last four decades to living beyond your means. Life has been fuelled by easy credit and the simple, now misplaced belief that property prices are another household income steam. They were always going to rise and rise and rise and even after they crashed, property prices would rise again. All political parties are guilty of instilling this belief. Many bought in to it, literally. The reality is that, for some, there is a genuine ‘cost of living crisis’ but for most this is just life, boom or bust, feast or famine and the answer is not as simple as more income. That would be like starving yourself thin.
January has given us a slew of statistics and predictions for the coming year. The trouble is that statistics are losing their power. Just look at the lack of belief in crime numbers or NHS waiting times. The IMF (not to be confused with the much missed MFI … OPEN BABK HOLIDAY MONDAAAAAAY) say the UK economy will become one of the fastest growing in the world this year and ONS say our unemployment rate has dropped to 7.1% of the workforce, with the highest number employed workers ever. So it’s basically all good, but do you ‘feel’ good? This is politically important. You have to feel good because if you don’t you must find someone to blame for feeling bad.
The chances are you don’t feel good at all. In part this is the human condition. In reality this maybe because you might be doing one of the newly created jobs that are poorly paid. Or it maybe because you have not had a pay rise in the last few years. Or it maybe because you took a pay cut to save your job or the job of the colleague. Also there is no doubt that prices have gone up on most of the things you buy. So if someone tells you you’re having cost of living crisis it does tend to make you question if you are. Yet what is Labour’s answer to this soundbite and label? Freeze UK energy prices in a global energy market, raise the tax rate to 50p in the Pound for those earning over £150,000 and borrow more to build stuff. The Coalition say things will start to get better for you soon. Are you smiling now?
Politics isn’t working. We know this. I’ve blogged about this before (see earlier posts) and it’s set to get worse. The Hansard Society suggest that less than 13% of young people have any intention of voting at all in the next General Election. Turn out at the forthcoming local council elections, European elections and the Scottish independence referendum may be so poor that the actual mandate of these elections may come into question.
Why? Maybe it is as simple as the failure of modern politics and politicians to engage with you other than the tried and tested way of ‘why you should be afraid of it and who is to blame for it’. They are all at it. And Labours ‘cost of living crisis’ is a prime example of this. Who isn’t having one of those? And what is the answer? A pay rise of course. But by how much? Who is going to pay for it and where will the money come from?
The answer to the last question is you. One thing that is for certain is that the current UK economic recovery has been driven by the consumer. All political parties agree on that. The reality is that you will have to pay for your own pay rise because inflation will increase, prices will go up all because the bosses will have to put their prices up to pay for the rise they have given you.
There are no easy answers to this but labels and soundbites are as much use as statistics now. We don’t believe them and we are tired of hearing them. All we want something to believe in and to feel good about.
It’s almost here or it is as simple as there are just three more sleeps. Noddy Holder has made his pension shouting about it. Will your Christmas be like it is on the telly? Chances are you don’t even have an open fireplace in your living room. It’s a difficult time of year to be a journalist when the world is point east, toward a bright star or Cribbs Causeway as its better known while you are pointing west, toward a news story.
It is even harder if you do a daily topical phone in on the radio. Getting a listener to talk about something other than Christmas, even if they don’t actually give a monkeys about it, is quite difficult. One could start to discuss the truth and realities of Christmas but this is VERY dangerous ground.
On BBC Radio Bristol this week I ran a series looking at how other faiths and religions mark, celebrate or avoid this time of year. Very illuminating it was too. We had a lot of praise from listeners and some critique too, which I always welcome. As ever in these matters, if your faith does not chime with another there is a conflict of the heart, soul or body. ‘Twas ever thus.
One thing you can never EVER discuss is that Santa Claus or Father Christmas does or does not exist. You can’t even challenge the notion of his existence, his origins or meaning. It’s the law. Whether he is or was a saint, a sinner, German, a construct of the coca cola company or just a retail catalyst to get you shopping for one day of consumer excess I will let you decide.
Here are a few thoughts on this. Parents must maintain the magic of Father Christmas for as long as possible so children believe in him, but at who’s cost? The parents, maybe. As soon as the Santa secret is out, the Christmas stocking stops and the christmas spend decreases significantly. You might say that this is a retail conspiracy. You might very well think that, I couldn’t possible comment, to quote a former fictional Conservative Chief Whip and PM.
Here is another thought. This time of year and the use of Father Christmas is a useful juvenile binary judicial system. Any potential crime or disciplinary infraction committed from early October means you are either ‘naughty or nice’, you are listed accordingly and duly punished on the big day. You can even commute your crime and get a lighter sanction for good behaviour.
One last thought on Father Christmas. He is the ONLY exception to the rule of ‘don’t talk to strangers, don’t engage with them’. Indeed it’s okay for Santa thought to break into your home, steal food, creep up to your child’s bedroom and leave toys.
In short if you even dare to say you don’t believe in Father Christmas it is career suicide and likely to get the local paper on your back with a campaign to have you taken off the air, taken to the local park and force-fed carrots while listening to Shakin’ Stevens Merry Christmas Everyone over and over and over again.
So without actual commitment on Father Christmas/Santa/Ole Nick’s existence I leave you with this final festive thought. The are four stages of Santa. You believe in Father Christmas, then you don’t, then you become Father Christmas then you look like him.
Merry Christmas and a safe 2014.
I have had busy couple of weeks, covering many different topics too on my BBC programme but one topic has struck a chord with my listeners more than any other.
Rape.
On the phone in element of Thursdays programme we discussed the ‘this is not an excuse’ campaign launched in Bristol. The four different hard-hitting billboard posters throughout the city follows the success of the campaign in Scotland, based on a Rape Crisis message. It provoked the expected response but we also heard all sides of the issue. And we heard from victims too who we could not put to air, but I hope we helped. We took calls from victims of rape who have never reported the crime committed against them.
Rape is wrong. The posters are hard-hitting and if you have yet to see them I would urge you to take a look at thisisnotanexcuse.org.uk. Please take a long, hard, thought-provoking look. Then consider the message.
It is quite simple. There is no excuse for rape. None. It is a crime, it is about power, subjugation, it has no place in any society and the only person to blame is the perpetrator. Simple. But no, it’s not simple. If only it was really that simple. To make it that simple is wrong.
There should be NO doubt that ANY victim of rape, be they a woman or man (40 men got raped in the West in the last year as well as 420 women) be guilty. But is the perpetrator of this crime wholly and totally guilty for his or her actions? Yes, women can rape too. Is every rapist just guilty and it is for them alone to stand and fall by their horrendous crime and accept that they alone are the singular instigator and mastermind? Or are we all, in some way, guilty for an over sexualized society where sex sells everything, breasts and bums are on show in daily newspapers and porn is a couple of clicks away on any PC or tablet? Is it really acceptable to dress in a way that celebrates being attractive as nothing more than ‘get it here’ sex? To answer that last question is to go out in any of our towns or cities in the West on a Saturday night and reach your own conclusion.
Rape is about power and it is not about sex. But sex is the route to this power. You should be able to wear what you want, where you want without fear of attack or worse. And ‘no’ should mean ‘no’. Rape is not a feminist issue, a police matter or a poster campaign. It is about all of us and the blackest part of our today.
Most rapes are silent, not violent and between those who know each other. Only 15% of all rapes are ever reported. This has to be about more than just the shame and the intimacy of being the victim of the most violating of crimes. It must be about how we judge sex, all sex has become and what it means from our daily newspapers, TV, social media through to easily accessible porn. The message is that if you have sex, you must have wanted it, because we all do. That is the how the sexual message is sold. And the not reporting of the crime of rape is the consequence because the victim thinks it is their fault. It isn’t.
Rape is unacceptable. Any victim should feel that she or he can report the crime, be treated fairly and respectfully through the due process of criminal law and that the outcome reflects the nature of the crime. The only bit of this we have got right so far is that rape is unacceptable. The rest is slow work in progress.
This says more about our society today than many other things.
It is that party conference time of year again and chances are you couldn’t give stuff.
Much like bankers, whether you like them or not, you need politicians. Yet never have we been so disengaged with politics as a nation. More people are members of the RSPB than are members of the main Westminster political parties. Birds get us going but running our country, paying tax, social responsibility, security, health, education… ‘Not me mate, I’m twitching’ or trying to give a badger with a bad cough a good home. Maybe we should elect a Great Tit or a badger to parliament. Might that get your vote?
As the political parties try and work out how they are going to get the money they need to do their work and to convince us that there ideas and policies are best for us, we the majority frankly don’t seem to care. If…
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